Life in an assisted living facility is a welcome alternative to aging seniors who are no longer able to remain in their own homes, but don’t want or need to live in a nursing home. They can receive the services they need while enjoying a full roster of activities and the companionship of their peers. It sounds like a good plan, and in many cases, it is.
However, Consumer Reports’ recent article, “5 Steps for Choosing the Right Assisted Living Community”, says that finding the right residence can be a huge challenge.
Right off the bat, the cost is high. In 2017, the median fee for a private one-bedroom was $45,000 a year, according to Genworth, a long-term care insurer. Most residents pay out of pocket, although some qualify for Medicaid. Medicare generally does not cover long-term care services.
Additionally, shortfalls in caregiving can be a problem for assisted living residents. A 2017 survey of state long-term-care ombudsmen conducted for Consumer Reports, which monitors senior living facilities nationwide, found the most common complaints dealt with understaffing and delays in response to calls for assistance. Ombudsman data also shows that complaints about assisted living have gone up 10% in recent years.
For families looking into assisted living facilities for a family member, there are ways to find a facility that delivers quality care in a comfortable setting. The key is to conduct thorough research. You should begin by asking these five key questions:
- What Kind of Care is Required? Remember that different facilities offer varying levels of care. Is there a registered nurse on staff? Without this basic level of care, your loved one might end up going to the ER more often.
- What is the Quality of Care? Look at the residence’s licensing and inspection records, to see if there are any issues. To get a feel for the way things work, make several visits to the facility. Go for meals and during the weekends, when fewer staff are on duty. You should also talk to residents and their families about their experiences.
- Uncover the Real Costs of the Care. Get a written list of fees and charges from the residence and be sure that they’re included in the contract. It is recommended that you hire an elder law attorney who’s familiar with local facilities, to review the terms of the contract.
- Can Your Parent or Family Member Age in Place? Find out what scenarios might trigger a discharge and whether you could hire private aides, if more care is required. You should also ask what assistance the facility would be able to provide, if a move is needed.
- Is an Advocate Available? If family and friends are not able to visit on a frequent basis, the potential for problems increases. Care issues, from cleanliness to patient treatment may not be readily apparent to an elderly resident, especially if they are suffering from dementia. Consider hiring an aging life-care expert or social worker to make frequent visits, if you are unable to. If the facility’s management knows someone is keeping a watchful eye, the quality of care will be better.
Pursuing this next phase of life is an important task and one that should be done with an elder law attorney by your side. For more information on how Family Estate Planning Law Group can help you with planning for moving to an assisted living facility, explore our website and schedule your consultation today!
Reference: Consumer Reports (April 16, 2018) “5 Steps for Choosing the Right Assisted Living Community”